EverChain UK is a marketplace for non-performing consumer receivables. This essentially involves the buying and selling of defaulted and bad debt, to the benefit of both the lender and the debt collector.


About EverChain UK

EverChain UK is a network of debt sellers and buyers, working together to achieve both individual and collective goals. For financial services companies, EverChain UK helps them to monetise underperforming accounts, and stop wasting valuable resources on chasing old debt. Sellers are furthermore encouraged to manage the sales process to meet their specific needs and requirements. Once the sale is complete, sellers can then use our unparalleled post-sale oversight system to ensure that this stage of the process meets their presale expectations.

When it comes to debt purchasers, the EverChain UK platform allows buyers access to ready-to-bid loan portfolios, use advanced filtering tools, and analyse data to ensure they are purchasing the right portfolio. Such data includes sample loan agreements, payment histories, and seller due diligence surveys.

Another important thing to note is that here at EverChain UK, we’ve been recognised for our technology-based approach. This approach means that we can easily ensure all compliance standards are met, and that buyers and sellers can build strong relationships. Overall, our technology simplifies the debt sale process by streamlining the due diligence and bidding stages, as well as post-sale management.

Services We Offer

At EverChain UK, we offer a range of services to our customers, including the largest certified buyer network you can find anywhere in the world, various customisable filters and tools, and a comprehensive post-sale platform.

If you’re looking for a platform from which to buy or sell debt portfolios, EverChain UK can help! We’ve outlined the main services we offer below, but if you want to find out more, you can visit the EverChain UK website.

Debt Buyers

With EverChain UK, debt buyers can easily find great portfolios which they’re confident they’ll be able to make a profit on, without spending hours searching online. And with our handy filtering tools, buyers can not only find portfolios that meet their investment criteria, they can also set up alerts to notify them should similar portfolios become available.

A further benefit of working with an organisation like EverChain UK is that you’ll be working with experts, who will always be on hand to offer help and advice. Both the US and UK EverChain teams have been working in the financial industry for a number of years, and have a wealth of knowledge and experience to draw upon.


For creditors, selling old or defaulted debt can come with a variety of benefits. Not only can you save time searching for buyers who will offer a fair price for your portfolios, you can also ensure you get a quick cash injection into your business. You can instantly reclaim a percentage of your funds when you sell old debt to debt collection agencies.

It’s also important to note that chasing defaulted debt can put a strain on your company’s resources. Selling this debt will mean your collections team can focus on early stage collections, resulting in a happier and more engaged workforce, as well as a real consequence to your customers. This in turn should mean better collections rates.


If you need a partner to help deliver your next challenge, you’re in the right place. Get in touch!